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Fix Your Credit. Fix Your Future.

Better credit opens doors. Take control of your credit to build a brighter financial future.

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Join 85,000+ people who've built stronger scores and brighter futures.

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No Results. No Charge. Guaranteed.

You'll never risk with us. If we don't make progress improving your credit profile — whether that's fixing errors, resolving disputes, or strengthening your score — you don't pay. Period.

We work directly with all three major credit bureaus:

Experian
Equifax
TransUnion

"My credit was blocking a business loan. After working with Faye, my score went up, and I finally got approved."

Ryan F. - Verified Client

— Ryan F., Verified Client

Business loan approved

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Verified Review

No Matter What's On Your Report — We Can Help Remove It

Every credit story is different. Whether you're dealing with inquiries, collections, late payments, or even bankruptcies, we've helped clients resolve the same challenges and move forward with confidence.

Hard Inquiries

We help remove inquiries that weigh down your score.

Late Payments

Address payment history that keeps lenders from saying yes.

Collections & Charge-Offs

Resolve past accounts that hurt your credit profile.

Repossessions

Work to clear repossessions so you can qualify for financing.

Bankruptcies

Challenge harmful marks and rebuild with a clean slate.

Foreclosures

Help remove foreclosure records and open new opportunities.

Medical Bills

Eliminate medical debt records that block approvals.

Other Negative Items

From judgments to outdated accounts, we fight dozens of cases like yours.

See Which Negatives We Can Remove From Your Report

Every profile is different. Get a free review and we’ll show you what can be challenged — and how soon you could see results.

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From Denials to Approvals

See the Difference Credit Repair Can Make

When negatives come off your report, scores go up — and approvals get easier. Here's what one of our team's client's before-and-after looked like.

Credit Repair Example - Before and After Credit Report Comparison

Actual Client Credit Report

"My credit issues were holding me back from getting the business loan I needed. After working with Jason, my score went up and I finally secured the funding to grow my company."

Kevin M. - Verified Client

— Kevin M., Verified Client

Business loan approved

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Verified Review

Our Results Speak for Themselves

Why clients feel confident working with our team:

85,000+
clients helped
65 points
avg. score increase
30 days
results in as little as
4.8/5
Based on 2,000+ reviews
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4.8 out of 5 based on 2000+ reviews

Thousands of Satisfied Customers

Clients across the country trust our team to remove eligible hard inquiries — here's what some of them had to say

Fede J. - Verified Client

Fede J.

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Verified Review

"I wish I'd started working with Faye sooner. She saved me from a lot of trouble with my credit."

Danielle K. - Verified Client

Danielle K.

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Verified Review

"Professional, friendly, and great results. I couldn’t believe the difference in my report."

Maria S. - Verified Client

Maria S.

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Verified Review

"Old collections disappeared from my report and my score jumped nearly 70 points!"

Andre T. - Verified Client

Andre T.

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Verified Review

"I had two charge-offs holding me back. They got them removed and my car loan went through."

Linda C. - Verified Client

Linda C.

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Verified Review

"Late payments were gone in weeks. My score improved and I refinanced at a much lower rate."

Anish K. - Verified Client

Anish K.

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Verified Review

"They cleared medical bills that never should have been there. My credit is clean again and I feel relieved."

Results vary, and no specific score increase is guaranteed.

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Popular Services

Our Most Popular Services

Every credit journey is unique, but most clients start with one of these proven solutions.

Fast Results

24-Hour Inquiry Removal

Erase harmful hard inquiries that drag down your score and block approvals — fast.

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No Monthly Fees

Credit Repair — No Monthly Fees

Full-service credit repair with a simple pay-for-results model. No subscriptions, no surprises.

Learn More

Not sure which service is right for you?

Talk to a Credit Expert or get a Free Credit Analysis and we'll recommend the best path.

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Why Choose Us

Why Clients Choose Expert Credit Fix

We make credit repair simple, transparent, and effective — here's what sets us apart.

Risk-Free Guarantee

You don't pay unless we deliver results. No progress, no charge — ever.

Full Dispute Coverage

We challenge all eligible negative items at once, not one at a time, so your case moves faster.

Proven Results

Most clients see score improvements within weeks, not years.

Secure & Compliant

We work directly with all three major credit bureaus and keep your data safe.

Ready to Take Control of Your Credit?

Get a free analysis with one of our credit experts — we’ll show you which negatives can be challenged and how soon you could see results.

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Results may vary. Many clients see improvements, but no specific score increase is guaranteed.